Extension Cord Cut Short: Court Rejects Insurer’s Attempted Coverage Workaround of Exclusion by Extension

Short summary

The Indiana Court of Appeals ruled in Parsons v. Crum & Forster that insurers cannot use a pollution coverage extension to narrow coverage, applying the same principles that limit broad pollution exclusions. The case involved methanol-contaminated ethanol extraction products that caused injuries and deaths. The court found the policy's pollution exclusion lacked the specificity Indiana precedent requires, preventing the insurer from capping claims under a lower TPPL limit.

• •Indiana court blocked insurer from using pollution extension to exclude CGL coverage
• •Case involved methanol-contaminated product causing injuries and deaths
• •Court found pollution exclusion lacked required specificity under Indiana precedent

Generated with AI, which can make mistakes.